Wednesday, October 2, 2013

RV Living Cost

I keep seeing on Pinterest all these posts on how much it cost to live in an RV versus a home. Some are close and some are crazy. I would like to know how these people came up with these numbers are where they are from.

This is on I found on Pinterest. I would like to know who their cell phone and insurance providers are!

Living in a House Expenses:               Living in an RV Expenses:
House Payment(with taxes): 1200.00      $595 ( campground fees average)
Electric: $120                                   $0 ( Included in campground fees)
Water:  $100                                   $0 (Included in campground fees)
Car Payment: $0(own our car)              $0 (own our car and will own RV)
Gas: $320                                       $600(1,885 miles a month)
Heat: $56                                        $25 (propane)
Auto Ins.: $25                                   $50(car and RV)
Groceries: $400                                 $400
Eating Out: $0                                  $100
Family Activities: $0                           $100(museums and such)
Tolls: $0                                          $10
Cell Phone $15                                   $15
Home Phone/Internet: $85                     $0(use free wi-fi)
Mortgage Ins: $35                              $0
Cable/Sat. :$0                                   $0 ( get it free at some camps)
Tithe:$250                                        $0*                                                               
Personal Loan$100                           $100_________
TOTALS:     $2706.00                      $1995.00

This is another I found on Pinterest. These people need to learn how to grocery shop and quit eating steak at every meal.

Then I found this one that shows way to wide of a range to really give you a real idea.


So since you've seen those I've decided to post my budget for the world to see. This is based on living in a house in a dying town in North Carolina and then living in an RV in Brunswick, Ga
Living in a House Expenses:               Living in an RV Expenses:
House Payment: 475.00                   $0 (work camper but $425 if paying rent)
Electric: $140                                  $0 ( Included in campground fees)
Water:  $60                                     $0 (Included in campground fees)
Car Payment: $110 week                 $110 week
Gas: $60 week                                 $120 month
Heat (Propane): $425 every other month         $0 (electric so included in campground fees)
Auto Ins.: $104                               $104 (no RV insurance since it's parked)
Groceries: $200                               $300 (went up due to no deep freezer or deer meat)
Eating Out: $20                               $20 (we're on a budget)
Family Activities: $0                       $15 (fishing licence)
Tolls: $0                                          $0
Cell Phone $45                                $45
Home Phone/Internet: $65              $0(Included in campground fees)
Mortgage Ins: $0                             $0
Cable/Sat. :$100                               $0 (included in campground fees)
AAA: $45 year                              $45 year (already paid so not added)
Tithe:$0                                           $0                                                              
Personal Loan$0                           $100_________
TOTALS:     $2104.00                      $1144.00
 Any money left over from our budget goes to remodeling and repair *Not factored in the budget is child support but that is also not factored into the income. That is removed before any money is spent or budgeted*

I don't feel we live like penny pinchers but at the time we don't throw the money around or have a lot for extra. As I've posted before some of our biggest money savers are using the free electric here in the park and buying things in bulk when on sale. It's not that we are doing without, we are just planning ahead. Another money maker for us is recycling cans. There are a lot of people in the park that throw them away so we get them to save them for us. This allows my husband to eat out for lunch once or twice a month. I also listed no RV insurance because since it's not being moved we don't have to have it. However as soon as we can afford to add it to the budget we will.

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